Lori David Boone, Associate Broker, MRP, SRS, RENE, eXp RealtyPhone: (334) 669-9698
Email: [email protected]
Email: [email protected]
The day of closing is the goal at the end of a long and complex homebuying journey. Like every step of the process, closing on a new home has multiple smaller steps and variables to prepare for. Luckily, there are some simple ways to get ready for the closing process. Here are the most important things you should have on closing day:
You’ll need to verify your identity with the title company that’s responsible for the loan closing. It’s important that everyone who has their name on the loan bring their own form of identification.
A cashier’s check from the bank will be necessary to pay your closing costs. Closing costs can include the down payment, prepaid interest, property taxes and insurance fees. The cashier’s check for closing costs is commonly referred to as “cash to close.”
The closing disclosure is an essential form involved in the loan process. This document lists the final terms and costs of your mortgage. You’ll get this form from your lender at least a few business days before closing.
Bring proof of a homeowners insurance policy with you on closing day. Homeowners insurance is required by your lender to issue final approval on the mortgage. You can typically use the policy declaration page from your insurance provider for this purpose.
Closing on a home is one of the most significant financial decisions you can make, and it’s critical to have somebody with you who’s protecting your interests. It’s recommended that you have a closing agent or a real estate attorney present on the closing day.
Closing on a home is a major event and the final step in your homebuying process. To prevent delays, make sure you remember this list of the essentials before the day arrives.
Lori David Boone is a highly skilled Associate Broker with advanced real estate designations, including GRI (Graduate, REALTOR® Institute), MRP (Military Relocation Professional), SRS (Seller Representative Specialist), and RENE (Real Estate Negotiation Expert). Lori leverages her extensive legal background and market knowledge to provide high-quality representation for clients buying or selling real estate in the River Region. Her approach is built on strong negotiation skills, marketing expertise, and a commitment to smooth transactions. Currently affiliated with eXp Realty, Lori specializes in the River Region real estate market (Montgomery, Pike Road, Prattville and Wetumpka) , providing comprehensive services from initial consultation to closing.
Lori’s real estate career is distinguished by her dedication to market research and staying updated on the latest industry trends and best practices. Her expertise extends beyond traditional real estate roles, as she is skilled in property listing, market analysis, and creating effective promotional strategies that drive results. She takes pride in building lasting relationships with clients, listening closely to their needs, and delivering personalized solutions that make the buying or selling process as stress-free as possible.
In addition to her real estate credentials, Lori holds a Juris Doctorate and a Bachelor of Arts in English and Mass Communication, which further strengthens her communication and negotiation skills. These qualities, combined with her commitment to excellent service, make her a trusted advisor for both first-time buyers and seasoned investors.
With a passion for helping her clients achieve their real estate goals, Lori continues to be a top choice in the River Region for anyone seeking professional, reliable, and results-driven real estate services.
Reach out to Lori for personalized real estate services backed by a comprehensive understanding of the market and the highest professional standards.